Quick Summary
Key Features
- DeFi-native: spend against staked ETH/eETH without selling — staking yield keeps running while you spend
- Up to 3% cashback (Core/Luxe/Pinnacle), 4% VIP; paid in wETH/USDC to your vault
- Full Visa Signature perks; borrow mode against collateral (liquidation risk applies)
- FX: 0% USD/EUR, 1% all other currencies
Main Advantages
- 3.0% cashback on eligible spend
- Free virtual card issuance
- Multi-region availability (5 regions)
- Works with Apple Pay and Google Pay
Notable Limitations
- Terms change often — the provider's live numbers are final
The cards
Every format Ether.fi Cash issues — pick the one that fits how you spend.
Ether.fi Cash Virtual
Ether.fi Cash Physical
1Can I get this card?
Supported Countries Map — powered by our availability data.
Ether.fi Cash: Reported in 56 countries across 5 regions (United States, United Kingdom, Europe, Asia-Pacific, Latin America).
Coverage reported by the provider — the exact applicant list is confirmed in-app.
2What does it cost?
Every fee we could verify for the Ether.fi Cash card.
Fees verified October 13, 2026 from public web sources. Fees change often — always confirm the app's live numbers before signing up. This page is for information only, not financial advice.
| Fee | Ether.fi Cash Virtual | Ether.fi Cash Physical |
|---|---|---|
| Issuance fee | $0 virtual; physical Core $50 | $0 virtual; physical Core $50 |
| Monthly fee | $0 | $0 |
| FX fee | Varies by region — confirm in-app | Varies by region — confirm in-app |
3What do I get?
Perks, rewards and capabilities that come with the card.
| Category | Benefit |
|---|---|
| Rewards | 3.0% cashback on eligible spend |
| Perks | DeFi-native: spend against staked ETH/eETH without selling — staking yield keeps running while you spend |
| Rewards | Up to 3% cashback (Core/Luxe/Pinnacle), 4% VIP; paid in wETH/USDC to your vault |
| Perks | Full Visa Signature perks; borrow mode against collateral (liquidation risk applies) |
| Spending & FX | FX: 0% USD/EUR, 1% all other currencies |
| Rewards | Apple Pay and Google Pay support; membership points system (Luxe/Pinnacle unlocks) |
4What do they need from me?
What you will have to provide or meet to get and use the card.
| Requirement | What it means |
|---|---|
| Identity check | ID verification required — verify your identity in the app before ordering |
| Funding | You will need a way to load the card: non-custodial vault (crypto never leaves your wallet), stablecoin deposit, bank transfer |
| Age | You must be 18 or older to apply |
Card specs
| Feature | Ether.fi Cash |
|---|---|
| Virtual card issuance | $0 virtual; physical Core $50 |
| Monthly / annual fee | $0 |
| Card network | Visa |
| Card type | Virtual + Physical |
| KYC | ID verification required |
| Top-up methods | non-custodial vault (crypto never leaves your wallet), stablecoin deposit, bank transfer |
| Supported assets | ETH, weETH, eETH, USDC |
| Regions | United States, United Kingdom, Europe, Asia-Pacific, Latin America |
Rating breakdown
Pros & cons
Pros
- DeFi-native: spend against staked ETH/eETH without selling — staking yield keeps running while you spend
- Up to 3% cashback (Core/Luxe/Pinnacle), 4% VIP; paid in wETH/USDC to your vault
- Full Visa Signature perks; borrow mode against collateral (liquidation risk applies)
- FX: 0% USD/EUR, 1% all other currencies
Cons
- Availability varies by region — confirm in-app
- Fees may change — check live numbers
Frequently asked questions
How much does the Ether.fi Cash virtual card cost?
The virtual card issuance fee is listed as $0 virtual; physical Core $50. Virtual issuance free; $40 refundable deposit required upfront per some reviews; Core physical card $50. No annual fee. Fees change often — confirm in the app.
Which countries support Ether.fi Cash?
Ether.fi Cash is available in: United States, United Kingdom, Europe, Asia-Pacific, Latin America. US, UK, EEA and 170+ countries per reviewers; 76 regions for physical card shipment. Found via cryptocards.so directory listing.
Does Ether.fi Cash require KYC?
ID verification is required for this platform based on our research. Requirements can vary by region — check the app for your country.
What can I top up the Ether.fi Cash card with?
Supported top-up methods: non-custodial vault (crypto never leaves your wallet), stablecoin deposit, bank transfer.
Our verdict
Ether.fi Cash scores 8.3/10 in our rating system. Earn staking yield, DeFi yield AND 3% cashback at the same time — spend without ever selling your ETH.
Get the Ether.fi Cash card
Apply directly with the provider — check current fees and availability for your country in their app.
Visit Ether.fi Cash's official site →Fees verified October 13, 2026. Always confirm live numbers in-app.
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