Quick Summary
Key Features
- Virtual Visa card issued instantly; optional physical Visa card
- 3%-9% cashback paid in PLU tokens, rising with loyalty tiers
- Paid plans: Starter £6.99/mo, Everyday £9.99/mo, Premium £19.99/mo (2026 — no lasting free tier)
- 'Perks' rebates (up to £/€10 each) on subscriptions such as Netflix and Spotify
Main Advantages
- 9.0% cashback on eligible spend
- Works with Apple Pay and Google Pay
- Both virtual and physical card options
Notable Limitations
- Paid issuance: $10 (~€9.99)
- Recurring fee: £6.99/mo Starter (up to £19.99/mo Premium)
- Availability limited to a small number of regions
- Terms change often — the provider's live numbers are final
The cards
Every format Plutus issues — pick the one that fits how you spend.
Plutus Virtual
Plutus Physical
1Can I get this card?
Supported Countries Map — powered by our availability data.
Plutus: Reported in 28 countries across 2 regions (United Kingdom, Europe).
Coverage reported by the provider — the exact applicant list is confirmed in-app.
2What does it cost?
Every fee we could verify for the Plutus card.
Fees verified October 13, 2026 from public web sources. Fees change often — always confirm the app's live numbers before signing up. This page is for information only, not financial advice.
| Fee | Plutus Virtual | Plutus Physical |
|---|---|---|
| Issuance fee | $10 (~€9.99) | $10 (~€9.99) |
| Monthly fee | £6.99/mo Starter (up to £19.99/mo Premium) | £6.99/mo Starter (up to £19.99/mo Premium) |
| FX fee | Varies by region — confirm in-app | Varies by region — confirm in-app |
3What do I get?
Perks, rewards and capabilities that come with the card.
| Category | Benefit |
|---|---|
| Rewards | 9.0% cashback on eligible spend |
| Card options | Virtual Visa card issued instantly; optional physical Visa card |
| Rewards | 3%-9% cashback paid in PLU tokens, rising with loyalty tiers |
| Perks | Paid plans: Starter £6.99/mo, Everyday £9.99/mo, Premium £19.99/mo (2026 — no lasting free tier) |
| Perks | 'Perks' rebates (up to £/€10 each) on subscriptions such as Netflix and Spotify |
| Rewards | Non-custodial PLU staking via MetaMask boosts the cashback tier without depositing crypto |
4What do they need from me?
What you will have to provide or meet to get and use the card.
| Requirement | What it means |
|---|---|
| Identity check | ID verification required — verify your identity in the app before ordering |
| Funding | You will need a way to load the card: Bank transfer to a personal UK sort code / EEA IBAN (via Modulr), Crypto top-up from a non-custodial wallet (e.g. MetaMask), PlutusSwap PLU-for-balance conversion in-app |
| Age | You must be 18 or older to apply |
Card specs
| Feature | Plutus |
|---|---|
| Virtual card issuance | $10 (~€9.99) |
| Monthly / annual fee | £6.99/mo Starter (up to £19.99/mo Premium) |
| Card network | Visa |
| Card type | Virtual + Physical |
| KYC | ID verification required |
| Top-up methods | Bank transfer to a personal UK sort code / EEA IBAN (via Modulr), Crypto top-up from a non-custodial wallet (e.g. MetaMask), PlutusSwap PLU-for-balance conversion in-app |
| Supported assets | GBP and EUR fiat balances, PLU (Pluton) reward token |
| Regions | United Kingdom, Europe |
Rating breakdown
Pros & cons
Pros
- Virtual Visa card issued instantly; optional physical Visa card
- 3%-9% cashback paid in PLU tokens, rising with loyalty tiers
- Paid plans: Starter £6.99/mo, Everyday £9.99/mo, Premium £19.99/mo (2026 — no lasting free tier)
- 'Perks' rebates (up to £/€10 each) on subscriptions such as Netflix and Spotify
Cons
- Availability varies by region — confirm in-app
- Fees may change — check live numbers
Frequently asked questions
How much does the Plutus virtual card cost?
The virtual card issuance fee is listed as $10 (~€9.99). Physical card issuance around $10 / €9.99 per 2026 third-party fee cards; virtual card is issued instantly at signup. Fees change often — confirm in the app.
Which countries support Plutus?
Plutus is available in: United Kingdom, Europe. Available to residents of the UK and 30 EEA markets (including Austria, Belgium, Bulgaria, Croatia, Cyprus and the Czech Republic). Not available to US residents.
Does Plutus require KYC?
ID verification is required for this platform based on our research. Requirements can vary by region — check the app for your country.
What can I top up the Plutus card with?
Supported top-up methods: Bank transfer to a personal UK sort code / EEA IBAN (via Modulr), Crypto top-up from a non-custodial wallet (e.g. MetaMask), PlutusSwap PLU-for-balance conversion in-app.
Our verdict
Plutus scores 6.0/10 in our rating system. Up to 9% crypto cashback via non-custodial PLU staking plus subscription 'Perks' rebates
Get the Plutus card
Apply directly with the provider — check current fees and availability for your country in their app.
Visit Plutus's official site →Fees verified October 13, 2026. Always confirm live numbers in-app.
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