Quick Summary
Key Features
- Free instant virtual credit and debit cards, including a temporary 24-hour virtual card for safer online shopping
- No annual fee standard credit card; no monthly account fees
- Nu Global: multi-currency account converting deposits to USDC/EURC with a no-markup virtual Mastercard and fee-free movement across 35+ countries
- US launch (Sept 2026): 3.50% APY deposit account, no-fee credit card with 1.5% cashback, fee-free international transfers via partner Lead Bank
Main Advantages
- 1.5% cashback on eligible spend
- Free virtual card issuance
- Both virtual and physical card options
Notable Limitations
- Availability limited to a small number of regions
- Terms change often — the provider's live numbers are final
The cards
Every format Nubank issues — pick the one that fits how you spend.
Nubank Virtual
Nubank Physical
1Can I get this card?
Supported Countries Map — powered by our availability data.
Nubank: Reported in 13 countries across 2 regions (United States, Latin America).
Coverage reported by the provider — the exact applicant list is confirmed in-app.
2What does it cost?
Every fee we could verify for the Nubank card.
Fees verified October 13, 2026 from public web sources. Fees change often — always confirm the app's live numbers before signing up. This page is for information only, not financial advice.
| Fee | Nubank Virtual | Nubank Physical |
|---|---|---|
| Issuance fee | $0 virtual card | $0 virtual card |
| Monthly fee | $0/mo | $0/mo |
| FX fee | Varies by region — confirm in-app | Varies by region — confirm in-app |
3What do I get?
Perks, rewards and capabilities that come with the card.
| Category | Benefit |
|---|---|
| Rewards | 1.5% cashback on eligible spend |
| Card options | Free instant virtual credit and debit cards, including a temporary 24-hour virtual card for safer online shopping |
| Perks | No annual fee standard credit card; no monthly account fees |
| Spending & FX | Nu Global: multi-currency account converting deposits to USDC/EURC with a no-markup virtual Mastercard and fee-free movement across 35+ countries |
| Rewards | US launch (Sept 2026): 3.50% APY deposit account, no-fee credit card with 1.5% cashback, fee-free international transfers via partner Lead Bank |
| Security & controls | In-app card lock/unlock, real-time notifications and limit controls |
4What do they need from me?
What you will have to provide or meet to get and use the card.
| Requirement | What it means |
|---|---|
| Identity check | ID verification required — verify your identity in the app before ordering |
| Funding | You will need a way to load the card: Pix / bank transfer, Salary deposit, Boleto cash deposit (Brazil), Nu Global: deposit into USDC/EURC multi-currency account |
| Age | You must be 18 or older to apply |
Card specs
| Feature | Nubank |
|---|---|
| Virtual card issuance | $0 virtual card |
| Monthly / annual fee | $0/mo |
| Card network | Mastercard |
| Card type | Virtual + Physical |
| KYC | ID verification required |
| Top-up methods | Pix / bank transfer, Salary deposit, Boleto cash deposit (Brazil), Nu Global: deposit into USDC/EURC multi-currency account |
| Supported assets | BRL plus multi-currency via Nu Global (USDC / EURC balances), In-app crypto: BTC, ETH, SOL |
| Regions | United States, Latin America |
Rating breakdown
Pros & cons
Pros
- Free instant virtual credit and debit cards, including a temporary 24-hour virtual card for safer online shopping
- No annual fee standard credit card; no monthly account fees
- Nu Global: multi-currency account converting deposits to USDC/EURC with a no-markup virtual Mastercard and fee-free movement across 35+ countries
- US launch (Sept 2026): 3.50% APY deposit account, no-fee credit card with 1.5% cashback, fee-free international transfers via partner Lead Bank
Cons
- Availability varies by region — confirm in-app
- Fees may change — check live numbers
Frequently asked questions
How much does the Nubank virtual card cost?
The virtual card issuance fee is listed as $0 virtual card. Virtual credit and debit cards are created free and instantly inside the Nubank app; a temporary 24-hour virtual card for one-off online purchases is also free. (Nubank app documentation and 2026 tutorials.) Fees change often — confirm in the app.
Which countries support Nubank?
Nubank is available in: United States, Latin America. Core digital banking in Brazil, Mexico and Colombia with 140M+ customers. US services launched September 2026 via FDIC-insured partner Lead Bank (early rollout, initially aimed at Latino households). Nu Global multi-currency account rolling out across 35+ countries with initial focus on Europe and Latin America — confirm eligibility in-app.
Does Nubank require KYC?
ID verification is required for this platform based on our research. Requirements can vary by region — check the app for your country.
What can I top up the Nubank card with?
Supported top-up methods: Pix / bank transfer, Salary deposit, Boleto cash deposit (Brazil), Nu Global: deposit into USDC/EURC multi-currency account.
Our verdict
Nubank scores 7.0/10 in our rating system. Latin America's largest digital bank (140M+ customers) pairing free instant virtual cards with Nu Global's no-markup multi-currency virtual Mastercard
Get the Nubank card
Apply directly with the provider — check current fees and availability for your country in their app.
Visit Nubank's official site →Fees verified October 13, 2026. Always confirm live numbers in-app.